Wealth & investments
Purpose-built savings and retirement strategies aligned to your time horizon, priorities and comfort with risk.
- TFSA, RRSP, RRIF and LIF
- FHSA and education planning
- Segregated fund solutions
Private guidance · Toronto perspective · Canada-wide ambition
Build wealth around the life you want.
One considered relationship connecting investments, protection and mortgage strategy—so each decision supports the next.
Your wealthIn service of your life
Choose a priority to reshape the conversation.
One relationship. A connected financial life.FamiliesProfessionalsBusiness ownersNew Canadians
Why Wealthy Today
Personal advice. Joined-up thinking.
Financial decisions rarely happen in isolation. A mortgage affects your cash flow. Insurance protects the plan. Investments create options for what comes next. We bring those conversations together, then make each next step feel clear.
Boutique attentionDirect access to people who know your story.
Broader choiceSolutions considered beyond a single institution.
Plain languageTrade-offs explained before decisions are made.
Advice shaped around you
Your life is the strategy.
Start with the situation that feels most familiar. The right plan begins with better questions—not a product.
For growing families
Protect today without losing sight of tomorrow.
Coordinate insurance, a mortgage and long-term savings around the people and possibilities that matter most.
If income stopped, what would continue?
Is the mortgage helping or limiting flexibility?
Which goals need funding first?
What should the plan make easier?
Our expertise
Three lenses. One financial life.
Choose the conversation you need today. We will help you understand how it connects to tomorrow.
Mortgage strategy
Practical financing for purchases, renewals, refinancing and situations that need a more flexible approach.
- Residential and alternative lending
- Self-employed and new-to-Canada
- Debt consolidation and credit recovery
Insurance planning
Protection designed around your family, income and obligations—not around a product shelf.
- Term, whole and universal life
- Critical illness and disability
- Health and dental coverage
Wealthy Today Decision Lab
Turn “what if?” into a clearer next step.
Explore educational estimates, compare scenarios, then take the right questions into a conversation with Yogi.
Insurance needs explorer
What would your family need to keep moving forward?
Estimate the capital that could help replace income, clear obligations and fund important goals if you were no longer there.
Illustrative coverage gap$1,250,000
This is a planning conversation starter—not a product recommendation.
Your family is more than a number.This estimate helps reveal the questions worth discussing
with a licensed advisor.
Educational estimate only. It does not account for taxes, inflation, survivor income, government benefits, policy terms, underwriting or every household circumstance. Speak with a licensed advisor before making insurance decisions.
Wealth outlook
See what consistency could make possible.
Project savings across a range of hypothetical returns and separate what you contribute from potential compound growth.
Lower scenario$518,000
Selected scenario$649,000
Higher scenario$822,000
Projected future value$649,000
About $438,000 in today’s dollars at 2% inflation.
Progress rarely moves in a straight line.Your plan should leave room for real life, changing
markets and changing priorities.
For education only. Returns are hypothetical, not guaranteed, and exclude fees, taxes and product-specific terms. Investment values can rise or fall. This tool is not investment advice or a forecast.
Decision compass
Where should your next conversation begin?
Choose the statement that feels closest to your situation. Tucon will point you toward a useful starting topic.
Choose what is most on your mind.There is no wrong place to begin. The important part is
turning uncertainty into a conversation.
This guide provides general educational direction only. A licensed professional should assess your full circumstances before making a recommendation.
Planning tool
See the shape of your mortgage.
A quick estimate can help frame the conversation. Adjust the numbers to see an indicative monthly payment.
Estimated monthly payment$3,604
Estimate only. Rates, qualification and actual payments vary by lender and borrower circumstances.
Our approach
A disciplined process that still feels personal.
Listen before recommending
We start with your goals, obligations, family context and the decisions in front of you.
Connect the moving parts
We look across cash flow, debt, protection and long-term savings to identify the real trade-offs.
Present a clear path
You receive understandable options, a considered recommendation and the rationale behind it.
Stay close as life changes
Your plan is revisited as markets, mortgages, priorities and family circumstances evolve.
Your advisory team
Experience you can reach.
A Toronto-based team that combines financial expertise with the perspective of entrepreneurs, parents and community builders.
Yogi Narayan
Managing Director · Principal Wealth Advisor
Narender Chakkala
Wealth Advisor
Megan Foss
Wealth Advisor
Kashra Charles
Office Manager
Yogi holds qualifications spanning business finance, life insurance and mortgage advice, and brings hands-on entrepreneurial experience to conversations with families and business owners.
Client perspective
Clarity creates confidence.
“Wealthy Today added a personal touch to my future planning; my advisor was fantastic.”Emma B. · Barrie, Ontario
“Thanks to Wealthy Today, I feel secure and ready for what’s next.”Josh K. · Burlington, Ontario
“The team helped make my financial dreams feel more achievable.”Rachel S. · Kitchener, Ontario
Good questions
What to know before we talk.
Do I need to use all three services?
No. You can start with the need in front of you—wealth planning, a mortgage or insurance. Where useful, we will point out connections to the rest of your financial picture.
Do you work only with clients in Toronto?
Our office is in Toronto, and our advice and product availability are subject to provincial licensing. Contact us to confirm how we can serve you where you live in Canada.
What happens in the first conversation?
We discuss your priorities, timing and any immediate concerns. The goal is to understand whether we are a fit and identify the most useful next step—without pressure.
Can you help if a bank declined my mortgage?
Potentially. We work with alternative and private lending solutions for self-employed borrowers, credit challenges and other circumstances that may not fit traditional bank guidelines. Approval remains subject to lender criteria.
How are investment and insurance solutions selected?
Recommendations begin with your goals, timeline, risk comfort and financial circumstances. Product terms, costs and risks are reviewed before you make a decision.
A more confident next step
Let’s make the complex feel clear.
Tell us what is changing, what you are working toward, or what has been keeping you up at night. We will help you find the right place to begin.
Wealthy Today135 Queens Plate Drive, Suite 410Etobicoke, Ontario M9W 6V1info@wealthytoday.ca416-648-8498 ext. 27Meetings available by appointment.